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Uncertain Rights Under Delaware Uniform ERISA Standards

Uncertain Rights Under Delaware Uniform ERISA Standards

When you want to know your employee rights under ERISA laws, this can be more difficult than you think. ERISA laws lack uniformity in certain areas which has led to some uncertainties when it comes to certain rights and conflicts under ERISA law. Some employees are left unsure as to whether they have the right to certain health, disability, and other employer benefits under current ERISA standards. If you have any questions yourself, feel free to talk with a Delaware ERISA lawyer for help.  MINIMUM ERISA STANDARDS IN DELAWARE  There are some certainties under Delaware ERISA uniform standards that can help guide...

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Can I Sue for Whiplash After a Delaware Car Accident?

Can I Sue for Whiplash After a Delaware Car Accident?

Whiplash may not sound as severe as other Delaware car accident injuries, but this type of injury can be costly with treatment and might become worse without treatment. Some rare cases of whiplash fail to improve with medical interventions and people are left with chronic neck and back pain that lasts years. No one should have to pay for all the damages caused by a negligent driver. Consider hiring a Delaware car accident lawyer who can help you file a lawsuit.  RECOGNIZING SIGNS OF WHIPLASH   Car accidents can lead to major whiplash in Delaware with little warning for the side effects....

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What If My ERISA Mental Health Benefits Were Denied in Delaware?

What If My ERISA Mental Health Benefits Were Denied in Delaware?

When it comes to ERISA and your mental health benefits in Delaware, health insurance companies and group health plans are required to offer a certain amount of coverage for mental health expenses. This may or may not include coverage for a certain number of therapy sessions, crisis management, and related mental health services. If you were denied the mental health services you were promised, then you might be able to fight for coverage by talking with a Delaware ERISA lawyer who can guide you through the steps necessary to defend your rights.   HOW ERISA PROTECTS YOUR MENTAL HEALTH BENEFITS The mental health parity act in...

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Most Common Causes of a Misdiagnosis in Delaware

Most Common Causes of a Misdiagnosis in Delaware

A misdiagnosis can destroy a person’s life in a variety of ways. Not only does the possibility open that a person’s medical condition worsens, but some misdiagnosed people might also undergo painful tests, expensive medical procedures, and face the risk of death. When a doctor makes a diagnostic error that leads to any of these consequences, you could file a medical malpractice claim in Delaware for significant compensation. To find out what steps you need to take to accomplish this, all you have to do is contact a Delaware medical malpractice attorney for assistance.  COMMON MISDIAGNOSIS CAUSES IN DELAWARE There are dozens of misdiagnoses in Delaware that can...

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Can Arbitration Be Used for ERISA Claims?

Can Arbitration Be Used for ERISA Claims?

Arbitration is often used to maintain secrecy and save time compared to a lengthy trial. However, when it comes to using arbitration to settle ERISA claims, things become quickly complicated. There are a lot of legal factors that can change whether an ERISA claim can be handled with arbitration or not. Talking with a Delaware ERISA lawyer can help you figure out what your legal options are when you are faced with a breach of your ERISA rights by your employer.  BENEFITS AND COSTS OF ARBITRATION Arbitration in Delaware is a legal alternative to filing a lawsuit through the courts. This method, like mediation, can...

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Why Does Nursing Home Abuse Still Happen?

Why Does Nursing Home Abuse Still Happen?

In our modern-day and age, you would not expect to still hear news stories about nursing home staff being accused of abuse to elderly residents. You would think that by now, our society would have overcome the problem of nursing home abuse. The dismal reality is that nursing home abuse and neglect still happen. One question that comes to many people’s minds is why. Another question that might come to your mind if your loved one was abused or neglected is what legal action you can take.  Do not hesitate to contact a Delaware nursing home abuse lawyer if your loved one suffered damages...

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What Does ERISA Cover?

What Does ERISA Cover?

Knowing what ERISA covers is important for protecting your rights and knowing when you can take steps to defend your rights to employee benefits. ERISA is designed to help employees receive minimal equal coverage for various things like retirement and welfare benefits. When your ERISA benefits are undermined by your employer, you could be left without sufficient coverage. Be sure to talk to a Delaware disability benefits attorney if you feel like you have been wrongfully denied work benefits under ERISA.  WHAT ERISA COVERS ERISA coverage includes a variety of employee benefits, but it is important to know the limitations as well. For example, ERISA...

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Most Common Types of Bone Fractures After a Car Accident

Most Common Types of Bone Fractures After a Car Accident

Several different types of bone fractures can happen after an unexpected car accident. Recognizing the different types of bone fractures can help you figure out the severity and what types of first aid should or should not be applied until paramedics arrive at the scene of the accident. Taking certain actions with certain types of fractures can worsen the damage and cause significant pain. If your auto accident was caused by a negligent driver, then be sure to contact a Delaware personal injury lawyer to find out your eligibility for compensation.  TYPES OF BONE FRACTURES There are seven main types of bone fractures that can happen after...

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When Should I Hire a Long-Term Disability Lawyer?

When Should I Hire a Long-Term Disability Lawyer?

Deciding whether you should hire a long-term disability insurance lawyer during the application process or after your ERISA or non-ERISA disability benefits have been denied can be difficult. For one, hiring a disability lawyer could increase your chances of receiving the benefits you need, but at the same time, lawyers are not free. In this situation, sometimes your only option is to weigh the costs and benefits. If the costs of not hiring a Delaware disability benefits lawyer are higher than the benefits, then your decision becomes a little easier.  DISABILITY BENEFITS APPLICATION CHALLENGES One reason that can prompt people to consider hiring a disability...

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Can I Receive Benefits for Substance Use Disorder and Mental Health Under ERISA?

Can I Receive Benefits for Substance Use Disorder and Mental Health Under ERISA?

Struggling with a substance use disorder or mental disorder is not easy for anyone to go through. Despite seeking treatment, you may find yourself on an uphill battle with significant distress, pain, and exhaustion. Almost any mental disorder can start affecting your ability to work for an income when the symptoms are severe enough. Knowing your rights to disability benefits under ERISA is vital for ensuring you receive the help you need to manage your finances. Talk to a Delaware disability lawyer if you have questions or have been denied disability benefits. DISABILITY BENEFITS FOR MENTAL DISORDERS Figuring out whether you might...

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