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Is My Disability Plan Governed by ERISA?

Is My Disability Plan Governed by ERISA?

When applying for or being provided disability benefits, you might be wondering if your disability benefits will be governed by the Employee Retirement Income Security Act (ERISA). What ERISA does is ensure receivers of certain benefits are promised minimal standards. This means being informed of your disability plan and receiving minimal payments designed to help with your disability. Talk to a Wilmington ERISA lawyer to find out more. DOES ERISA GOVERN MY DISABILITY BENEFITS? ERISA only governs certain types of disability benefits. In most cases, employer disability plans are governed by ERISA. Whereas, disability benefits from the government are managed by the...

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Dangers of Wrong-Way Car Accidents in Delaware

Dangers of Wrong-Way Car Accidents in Delaware

Wrong-way streets can sneak up on drivers on unfamiliar roads. Some of the most severe car accidents in Delaware can be caused by wrong-way collisions. Since many wrong-way collisions are straight on and at high speeds, the injuries are often catastrophic. If your injuries are severe enough, you might be able to file a lawsuit for additional compensation. Talk to a Wilmington car accident attorney to learn more. WHAT ARE WRONG-WAY CAR ACCIDENTS? A wrong-way car accident is defined as any collision that happens on a one-way street when one driver travels in the wrong direction. This can happen on downtown one-way...

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Stages of a Personal Injury Lawsuit in Delaware

Stages of a Personal Injury Lawsuit in Delaware

With medical bills remaining high, many people can barely afford hospital bills after suffering major injuries. You may not have to pay out of pocket if your personal injuries in Delaware were caused by someone else. The hard part is proving this in your personal injury claim. When this fails, you may have to go to trial. However, there are a variety of options you can explore with an experienced Wilmington personal injury lawyer. PERSONAL INJURY LAWSUIT STAGES All personal injury lawsuits start out as personal injury claims that may or may not go forward to court. You might be able to...

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The Difference Between Severance Pay and ERISA Disability Benefits

When is Severance Not an ERISA Plan?

Severance pay and ERISA disability benefits can often become confused for one another when you have to leave your job. Each type of plan for when employees involuntarily leave work can come with different benefits and requirements. Being aware of the differences can help you better prepare for what plan or benefits you should be receiving. If you have been wrongfully denied benefits, then try asking a Wilmington ERISA lawyer for help. WHAT IS SEVERANCE PAY AND WHO QUALIFIES? Severance pay is like a lump sum payment to employees who involuntarily leave their federal employer. This money can greatly benefit those who...

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Understanding Signs of Nursing Home Abuse

Understanding Signs of Nursing Home Abuse

Nursing home abuse takes many forms and can be easily missed. Part of understanding the signs of nursing home abuse involves knowing the most common types. If you suspect nursing home abuse in Delaware, you might be able to take legal action with the right evidence. Talk to a Wilmington nursing home abuse lawyer to find out what steps this requires. TOP SIGNS OF NURSING HOME ABUSE The three main types of nursing home abuse are emotional, physical, and sexual abuse. Looking at the common signs of nursing home abuse can help you recognize whether your loved one has been abused. Some...

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How to Prevent Insurance Companies from Denying Your Long-Term Disability Benefits

Prevent Insurance Companies from Denying Your Long-Term Disability Benefits

The last thing you want to deal with after going through the tedious application process is a denied disability claim. Not knowing the exact reason why can make this harder. An experienced Delaware disability lawyer might be able to help. With the right guidance, you can resubmit your claim with the right evidence. If your claim is still denied, talk to a Wilmington disability attorney about how to file an appeal. WHAT ARE LONG-TERM DISABILITY BENEFITS? There are two main types of disability insurance you can apply for with an insurance company. These consist of short-term disability insurance and long-term disability insurance....

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What Are the Economic Damages in a Personal Injury Claim?

What Are the Economic Damages in My Personal Injury Claim?

Economic damages represent the financial losses you suffered at the hands of someone else. Whether you suffered injuries from a car accident, workplace incident, slip and fall, medical malpractice, or defective product you can sue for damages if negligence was involved. The hard part is proving negligence. Proving damages for a Delaware personal injury claim is often less difficult with the right guidance. Talk to a Wilmington personal injury lawyer if you have any questions about how to do this. ADDING UP YOUR ECONOMIC DAMAGES Unlike other types of damages, personal injury economic damages are straightforward. Economic damages can be easily proven...

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Top Dangers of Rollover Car Accidents

Top Dangers of Rollover Car Accidents

Rollover car accidents are abrupt, violent, and often dangerous. These might represent some of the most dangerous car accidents next to accidents involving 18-wheelers. Survivors often experience severe injuries that can take months to heal from with some injury symptoms lasting lifelong. If you suffered major injuries from a Delaware car accident, do not hesitate to ask a Wilmington car accident attorney for help. ROLLOVER CAR ACCIDENT HAZARDS There are various things that can go wrong during a rollover car accident. Most causes of rollover accidents involve unlevel roads, speeding on curves, and drivers overcompensating the steering wheel. Turning the steering wheel...

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How to File Your ERISA Disability Benefits Claim

How to File Your ERISA Disability Benefits Claim

Going through the ERISA claims process can be tedious enough but dealing with a rejected ERISA claim is frustrating. When you need financial help because of your disability, you often need the benefits sooner than later. Dealing with a dispute with your claim is the last thing you want. There are steps you can take to increase your chances the first time. Talk to a Delaware ERISA lawyer if your claim was wrongfully denied. HOW TO FILE YOUR ERISA CLAIM IN DELAWARE When it comes to filing an ERISA claim, the steps mostly fall on your employer. Under ERISA laws, your employer...

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Class Action Versus Mass Tort Lawsuits

Class Action Versus Mass Tort Lawsuits

All the legal jargon about mass tort claims and class action lawsuits can make them sound the same. This could not be farther from the truth. Class action lawsuits come with different benefits compared to mass tort claims. Some lawsuits do not offer the same opportunities as others. Knowing the key differences is vital for helping you choose the best option for you. You can also talk to a Delaware mass tort lawyer if you have any questions. WHAT IS A CLASS ACTION LAWSUIT? A class-action lawsuit is a lawsuit that is filed when multiple lawsuits are combined into one lawsuit. This...

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