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Can an ERISA Plan Administrator Change Their Mind About My Benefits?

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Can an ERISA Plan Administrator Change Their Mind About My Benefits?

Can ERISA Plan Administrator Change Their Mind on My Benefits?

With all the various rules under ERISA disability benefits, many people have concerns about whether their benefits can be taken away. This ties into whether ERISA plan administrators can change their minds about whether you qualify for benefits. Some people have concerns about ERISA administrators changing their minds on the sufficiency of the evidence they submitted. Feel free to talk to a Wilmington ERISA lawyer to find out.


The main job of ERISA plan administrators is to provide information to you about your benefits under your employer. Depending on your circumstances, these benefits may come based on retirement or a disability. An ERISA plan administrator also plays a role in determining your eligibility for these benefits.

All ERISA plan administrators are required to operate under the laws of ERISA. This means they must provide you with adequate information concerning your:

  • Disability benefit plansCan ERISA Plan Administrator Change Their Mind on My Benefits?
  • Plan rules
  • Documents involved in this plan
  • Financial information
  • Termination information and notices
  • Your rights to dispute their decision

You should also be provided a written plan summary that details what your plan is and how your plan will work. Not providing this to you could be a reason for you to file a complaint. Consider contacting a Wilmington ERISA lawyer if this happened to you.

A lawyer will be able to help you figure what legal actions, if any, you can take. Your lawyer can then work with you to build a strong case for your claim. The goal is to understand and defend your rights under ERISA.

Other instances where you may want a lawyer are when:

  • Your ERISA plan is changed without your knowledge
  • You are not provided any information upon request
  • Your disability benefits are cut off for no given reason
  • Your disability benefits are delayed for unknown reasons


You might be wondering whether ERISA plan administrators have the legal power to change their minds on your benefits. This brings up natural concerns about losing your disability benefits at a time when you need them the most. Different circumstances may play a role in whether this can apply in your case or not.

At the very least, you must be informed of ERISA termination decisions in advance. Specifically, your administrator is required to warn you of your termination of benefits within 90 days of this decision. Not doing so could bring up legal issues. Talk to a lawyer if this happened to you to find out whether you have a case.

Feel free to also consult with a lawyer when you have concerns about your administrator changing their mind.


Life can become stressful when your disability benefits were denied or taken away. Feel free to reach out to a Delaware disability attorney for help if your disability benefits were revoked. Start by contacting Edelstein Martin & Nelson by dialing (302) 295-5050 for a free consultation today. Our legal team of disability lawyers can help you figure out what went wrong and what your realistic legal options are.

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