10 January

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Can an ERISA Plan Administrator Change Their Mind About My Benefits?

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Can ERISA Plan Administrator Change Their Mind on My Benefits?

With all the various rules under ERISA disability benefits, many people have concerns about whether their benefits can be taken away. This ties into whether ERISA plan administrators can change their minds about whether you qualify for benefits. Some people have concerns about ERISA administrators changing their minds on the sufficiency of the evidence they submitted. Feel free to talk to a Wilmington ERISA lawyer to find out. WHAT DO ERISA PLAN ADMINISTRATORS DO? The main job of ERISA plan administrators is to provide information to you about your benefits under your employer. Depending on your circumstances, these benefits may come based...

03 January

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What to do if You Sustain Injuries in a Slip and Fall Accident

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Slip and Fall Injuries and What to Do About Them

Some falls can leave people with minor bruises while others can cause major injuries that take months to heal from. Missing work on top of expensive medical bills can make almost anyone fall into a financial crisis. You may not have to suffer financially if your fall was caused by the property owner’s negligence. Talk to a Wilmington personal injury attorney about what happened and find out whether you can sue. MOST COMMON FALL INJURIES Major falls can result in significant injuries that can leave people in recovery for several weeks. Some of the most common fall injuries involve broken bones and...

27 December

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Why Disability Insurance Companies Must Use a Reasonable Process

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Why Disability Insurance Companies Must Use a Reasonable Process

Whether you are applying for disability benefits through the SSA or a private disability insurance company, your claim is owed a fair process. This means the evaluator of your disability claim must have sufficient reasons for denying or delaying your claim. Not doing so could be considered bad faith insurance practice. Talk to a Wilmington disability lawyer about your options for an appeal if this happened to you. WHAT IS BAD FAITH INSURANCE? Identifying bad faith insurance is vital for figuring out whether you have legal grounds to file an appeal or lawsuit. Specific laws around what counts as bad faith insurance...

20 December

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When Does Opioid Prescription Become Malpractice?

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When Does Opioid Prescription Become Malpractice?

Opioids are some of the most addictive prescription medications out there. With some doctors prescribing opioids more often than needed, many patients are finding themselves suffering from substance abuse and dependence. The effects of opioid dependence and abuse can be severe and life-changing. Do not hesitate to ask a Wilmington medical malpractice attorney for guidance if this happened to you. DANGERS OF OPIOIDS Some people can take opioids for a short time and not develop any major complications. Others can develop opioid dependence and fall into substance abuse. The challenging aspect of opioids is not being able to fully predict who will...

13 December

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Is My Disability Plan Governed by ERISA?

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Is My Disability Plan Governed by ERISA?

When applying for or being provided disability benefits, you might be wondering if your disability benefits will be governed by the Employee Retirement Income Security Act (ERISA). What ERISA does is ensure receivers of certain benefits are promised minimal standards. This means being informed of your disability plan and receiving minimal payments designed to help with your disability. Talk to a Wilmington ERISA lawyer to find out more. DOES ERISA GOVERN MY DISABILITY BENEFITS? ERISA only governs certain types of disability benefits. In most cases, employer disability plans are governed by ERISA. Whereas, disability benefits from the government are managed by the...

06 December

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Dangers of Wrong-Way Car Accidents in Delaware

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Dangers of Wrong-Way Car Accidents in Delaware

Wrong-way streets can sneak up on drivers on unfamiliar roads. Some of the most severe car accidents in Delaware can be caused by wrong-way collisions. Since many wrong-way collisions are straight on and at high speeds, the injuries are often catastrophic. If your injuries are severe enough, you might be able to file a lawsuit for additional compensation. Talk to a Wilmington car accident attorney to learn more. WHAT ARE WRONG-WAY CAR ACCIDENTS? A wrong-way car accident is defined as any collision that happens on a one-way street when one driver travels in the wrong direction. This can happen on downtown one-way...

29 November

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Stages of a Personal Injury Lawsuit in Delaware

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Stages of a Personal Injury Lawsuit in Delaware

With medical bills remaining high, many people can barely afford hospital bills after suffering major injuries. You may not have to pay out of pocket if your personal injuries in Delaware were caused by someone else. The hard part is proving this in your personal injury claim. When this fails, you may have to go to trial. However, there are a variety of options you can explore with an experienced Wilmington personal injury lawyer. PERSONAL INJURY LAWSUIT STAGES All personal injury lawsuits start out as personal injury claims that may or may not go forward to court. You might be able to...

22 November

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The Difference Between Severance Pay and ERISA Disability Benefits

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Severance pay and ERISA disability benefits can often become confused for one another when you have to leave your job. Each type of plan for when employees involuntarily leave work can come with different benefits and requirements. Being aware of the differences can help you better prepare for what plan or benefits you should be receiving. If you have been wrongfully denied benefits, then try asking a Wilmington ERISA lawyer for help. WHAT IS SEVERANCE PAY AND WHO QUALIFIES? Severance pay is like a lump sum payment to employees who involuntarily leave their federal employer. This money can greatly benefit those who...

15 November

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Understanding Signs of Nursing Home Abuse

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Understanding Signs of Nursing Home Abuse

Nursing home abuse takes many forms and can be easily missed. Part of understanding the signs of nursing home abuse involves knowing the most common types. If you suspect nursing home abuse in Delaware, you might be able to take legal action with the right evidence. Talk to a Wilmington nursing home abuse lawyer to find out what steps this requires. TOP SIGNS OF NURSING HOME ABUSE The three main types of nursing home abuse are emotional, physical, and sexual abuse. Looking at the common signs of nursing home abuse can help you recognize whether your loved one has been abused. Some...

08 November

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How to Prevent Insurance Companies from Denying Your Long-Term Disability Benefits

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Prevent Insurance Companies from Denying Your Long-Term Disability Benefits

The last thing you want to deal with after going through the tedious application process is a denied disability claim. Not knowing the exact reason why can make this harder. An experienced Delaware disability lawyer might be able to help. With the right guidance, you can resubmit your claim with the right evidence. If your claim is still denied, talk to a Wilmington disability attorney about how to file an appeal. WHAT ARE LONG-TERM DISABILITY BENEFITS? There are two main types of disability insurance you can apply for with an insurance company. These consist of short-term disability insurance and long-term disability insurance....