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Insurance Company Tactics in Disability Claims: How to Protect Yourself

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Insurance Company Tactics in Disability Claims: How to Protect Yourself

Insurance Company Tactics in Disability Claims: How to Protect Yourself

Sports injuries can range from mild to severe, some of which are followed by high medical bills. You may not have to pay for these medical expenses if negligence was involved in your sports injury. Knowing your legal options can help you decide whether to file a personal injury claim for compensation to cover these costs. An experienced Wilmington accident lawyer might be able to help you increase your chances of receiving compensation.

MOST COMMON TYPES OF SPORTS INJURIES 

Being aware of the most common types of sports injuries may help you better identify when you were injured during a sports game. Acute sports injuries happen quickly and may heal faster compared to chronic sports injuries which Insurance Company Tactics in Disability Claims: How to Protect Yourselfoccur over time. The most common injuries involved with personal injury claims are acute injuries.

Most sports injuries occur in the musculoskeletal system, many of which involve damage to the shoulder, elbow, knee, leg, or ankle. There are several types of musculoskeletal injuries that can impact the body in various ways. Sprains and strains impact the tendons, muscles, and ligaments to the point of reducing movement and increasing joint pain.

Bone fractures can completely immobilize a joint or limb. Severe bone fractures may require multiple surgeries, result in long-term impairments, and may hinder sports performance for life. Other injuries include dislocated joints, tendinitis, and bursitis.

Traumatic brain injuries as mild as concussions and as severe as lifelong brain damage can sometimes occur. Spinal cord injuries can also happen in rare circumstances. Lacerations, eye injuries, and contusions may also occur. 

LIABILITY FOR SPORTS-RELATED INJURIES 

The tricky part about filing a personal injury claim for a sports-related injury is proving liability and negligence. Many people assume that athletes go into a sports game with a certain level of risk and that the athletes are aware of this risk. To file a personal injury claim for a sports injury, the athlete will need to prove that the usual standards of care were violated.

Legal liability for athletic events not only applies to the organization of the events but may also apply to coaches, other athletes, athletic trainers, team physicians, physical therapists, and school staff. Everyone is expected to uphold a certain standard of care based on their level of training and expertise. Those with greater expertise are expected to hold up that standard of care for protecting athletes from harm.

An act of failing to prevent an injury or directly causing an injury, whether accidental or intentional may lead to liability problems. You might be eligible for compensation if you can prove that your injury was caused by breaking the usual standards of care. Try contacting a Wilmington personal injury lawyer to find out what your legal options are.

CONTACT EDELSTEIN MARTIN & NELSON FOR LEGAL HELP

You may not have to pay for the damages you suffered from a sports injury. Reach out to Edelstein Martin & Nelson by dialing (302) 504-4815 to speak with a Delaware personal injury attorney for a free consultation today about your legal options. Our team of lawyers is ready to help you request compensation for lost income, pain and suffering, and medical expenses. We are located in Wilmington, DE.

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